Write to all your creditors. Promise to pay off at a reduced rate what you owe. Close all your accounts. Go to your bank and make make out Debit Orders to those you owe money. Send them copies. This is a good move, because you will not be able to default. Turn over every cent in future. Never make debt again. Save for what you want. Live on Pap and veggies, or soup for as long as it takes. That day when all is paid, you will be and feel like a new person. Never make debt again. It kills you.
32 mths ago